Tuesday, 19 September 2017
Monday, 18 September 2017
Investment starters tips top 10
1. Pay yourself first.
If you want to invest you will need an amount of money to start with but what most people don't know is that a large sum is not needed. If you have a small sum you can allready start investing.
Of course, investing a small amount of money isn’t going to get you alot of return on investment, so remember to increase your investments as your finances improve. Every time you get a raise, or generate a new income flow, be sure to increase the amount that you invest.
Tip: Set up automatic transfers from your bank account to an investment account. This way you can save a part of your monthly income as soon as you get it.
Also open an online brokerage account. Choose one that will allow you to open an account with a $0 minimum, and no maintenance fees.
Tip: Take advantage of tax-deductible retirement accounts and understand the impacts on your taxes when investing outside of tax-sheltered retirement accounts.
3. Balance.
Return and risk go hand in hand and this is ok as long as they are balanced out well. Good investment skills means having an eye on have both, yet attitudewise, it is nothing like speculation.
If an investment looks very attractive in prospect of returns, calculate its risk profile and find out how much money you could lose if it happens to have a negative outcome for you.
Tip: Never ever invest more than you can afford to lose.
The most time-consuming investments are Real estate investments and running a small business. Consider how much time you are willing and able to spent on investing and build your plan on that information.
8. Strategize.
Diversify your investments by holding a variety of investments in different markets if you invest in stocks, invest in stocks worldwide, not just your own country.
Tip: You can diversify even more by investing in real estate, besides investing in stocks.
9. Trading.
You are very likely to get hit with increased transaction costs and higher taxes (for non-retirement account investments) if you trade.
Tip: Try to limit your trading as
mistakes are also more common when you trade more.
If you want to invest you will need an amount of money to start with but what most people don't know is that a large sum is not needed. If you have a small sum you can allready start investing.
Of course, investing a small amount of money isn’t going to get you alot of return on investment, so remember to increase your investments as your finances improve. Every time you get a raise, or generate a new income flow, be sure to increase the amount that you invest.
Tip: Set up automatic transfers from your bank account to an investment account. This way you can save a part of your monthly income as soon as you get it.
Also open an online brokerage account. Choose one that will allow you to open an account with a $0 minimum, and no maintenance fees.
2. Security.
Get some insight in your finances and investigate your personal financial situation thorougly, before you consider investing by examining your savings, the status of your debts, your current tax situation, your insurance coverage as well as your retirement accounts.
Get some insight in your finances and investigate your personal financial situation thorougly, before you consider investing by examining your savings, the status of your debts, your current tax situation, your insurance coverage as well as your retirement accounts.
Tip: Take advantage of tax-deductible retirement accounts and understand the impacts on your taxes when investing outside of tax-sheltered retirement accounts.
3. Balance.
Return and risk go hand in hand and this is ok as long as they are balanced out well. Good investment skills means having an eye on have both, yet attitudewise, it is nothing like speculation.
If an investment looks very attractive in prospect of returns, calculate its risk profile and find out how much money you could lose if it happens to have a negative outcome for you.
Tip: Never ever invest more than you can afford to lose.
4. Patience
Patience is key. Always try to keep a long-term mindset when investing and don’t invest money, unless you plan to keep it invested for a minimum of five to ten years.
In the meanwhile don't frett over the investment, because
the prices, the supply and demand, the external issues are always fluctuating in the investment world. Don't get nerved-wrecked by these inaivodable short- term highs and lows and keep your focus on the future.
Tip: Don’t sell when there’s a sale going on; because in depressed periods, it is the worst possible time to sell.
5. Knowledge.
Know what you are doing, get in depth information about the current top investments and make a decision on how you would like to invest: ownership assets, stocks, real estate..
Don’t instantly believe every investing strategy and philosophy you come across, but be very selective and do some research.
Talk with other investors and share in their experience and "know how"
Tip: The quality of the source of information and facts is always superior to the quantity. Learn to differ between both.
Patience is key. Always try to keep a long-term mindset when investing and don’t invest money, unless you plan to keep it invested for a minimum of five to ten years.
In the meanwhile don't frett over the investment, because
the prices, the supply and demand, the external issues are always fluctuating in the investment world. Don't get nerved-wrecked by these inaivodable short- term highs and lows and keep your focus on the future.
Tip: Don’t sell when there’s a sale going on; because in depressed periods, it is the worst possible time to sell.
5. Knowledge.
Know what you are doing, get in depth information about the current top investments and make a decision on how you would like to invest: ownership assets, stocks, real estate..
Don’t instantly believe every investing strategy and philosophy you come across, but be very selective and do some research.
Talk with other investors and share in their experience and "know how"
Tip: The quality of the source of information and facts is always superior to the quantity. Learn to differ between both.
Never buy an investment based on an advertisement or a salesperson’s recommendation. Where possible, minimize fees.
6. Analyze
Evaluate the competence of any advisor you may consider to hire. The best way to do this is by properly educating yourself and by diving into the available expertise.
Tip: The investment business can be a 'dog eat dog' world, so watch out for any conflicts of interest, when you do consider to hire an advisor to help you.
6. Analyze
Evaluate the competence of any advisor you may consider to hire. The best way to do this is by properly educating yourself and by diving into the available expertise.
Tip: The investment business can be a 'dog eat dog' world, so watch out for any conflicts of interest, when you do consider to hire an advisor to help you.
7. Timemanagement
The most time-consuming investments are Real estate investments and running a small business. Consider how much time you are willing and able to spent on investing and build your plan on that information.
Tip: If you lack the time there are other options for you like stocks and other securities via the best mutual funds and exchange-traded funds which are profitable and are better manageable in terms of time
8. Strategize.
Diversify your investments by holding a variety of investments in different markets if you invest in stocks, invest in stocks worldwide, not just your own country.
Tip: You can diversify even more by investing in real estate, besides investing in stocks.
9. Trading.
You are very likely to get hit with increased transaction costs and higher taxes (for non-retirement account investments) if you trade.
Tip: Try to limit your trading as
mistakes are also more common when you trade more.
10. Reinvest
To get a bigger boost to your portfolio consider investing in a fund that pays dividends because you can automatically reinvest those making this a great way to improve your investing capabilities, since it actually accelerates your ability to invest.
Tip: By reinvesting in dividends, you can buy more shares allowing you to earn more dividends. Dividends are payments that corporations pay to their shareholders. If you own stock in a company, you are a shareholder. Reinvesting dividends means you are taking the dividend payments and using them to buy more shares in the company.
To get a bigger boost to your portfolio consider investing in a fund that pays dividends because you can automatically reinvest those making this a great way to improve your investing capabilities, since it actually accelerates your ability to invest.
Tip: By reinvesting in dividends, you can buy more shares allowing you to earn more dividends. Dividends are payments that corporations pay to their shareholders. If you own stock in a company, you are a shareholder. Reinvesting dividends means you are taking the dividend payments and using them to buy more shares in the company.
Lifehack Finders Nice to Know:
Investing is a smart and exciting way to watch your money grow, just be sure to keep enjoying it and don't let it regulate your stress levels. Health is always above wealth!
New perspectives on outdated insights
Impossiball
Amazing animals hidden
in the jungle
The Four Horsemen
The World According to Monsanto
Vaccine Nation
We Are Wat We Eat
HAARP: Holes in the Heaven
Robots artificial intelligente
and Darpa Documentary Nova Full
Beyond Our Sight:
Consciousness and Near Death Experience
PizzaGate: insane evidence
Capitalism: the succes
and prize
The Science of the Most
Valuable Metals on Earth
REAL STORIES The Entity: Sleep paralysis
The Creator's Signature
FDA Exposed: War on health
Water Memory
Fear Inc. Islamophobia
FEMA: banned documentary
Truth about Sugar
Century of Enslavement:
The history of the Federal Reserve
Invisible Empire
CERN: Opening of the Abyss
Onkalo: Into Eternity
Sacred Geometry Lecture
Sunday, 17 September 2017
Vodcart USB LED Fan Clock
Cooling down now looks extra cool with this USB LED fan clock, a great gift for anyone who works in an stifling office with little or not sufficient fresh air ventilation.
You can plug this great gadget right into any USB port it will display the time on a spinning LED display that is also a fan.
In hot summers working at a desk on a computer this gadget is a must have item.
How it works? The propeller clock is a linear array of light emitting diodes, rotating at a high angular velocity to generate a circular screen and by synchronising these, a clock can be displayed.
The LED clock face appears on spinning blades, the time is shown on a standard analog clock face, with moving hour, minute and second hands.
Lifehack Finders Nice to Know:
It keeps time even after being removed from USB port.
The soft fan blades are very safe making this a kid friendly item for your homeoffice or workspace at home.
The flexible iron goose neck makes it able to angle in any direction/height.
You can plug this great gadget right into any USB port it will display the time on a spinning LED display that is also a fan.
In hot summers working at a desk on a computer this gadget is a must have item.
How it works? The propeller clock is a linear array of light emitting diodes, rotating at a high angular velocity to generate a circular screen and by synchronising these, a clock can be displayed.
The LED clock face appears on spinning blades, the time is shown on a standard analog clock face, with moving hour, minute and second hands.
Lifehack Finders Nice to Know:
It keeps time even after being removed from USB port.
The soft fan blades are very safe making this a kid friendly item for your homeoffice or workspace at home.
The flexible iron goose neck makes it able to angle in any direction/height.
SeaView 180° snorkeling WildHorn style
The Seaview 180° is today's most used full face snorkel mask. Your snorkeling experience will never be the same according to most Seaview 180° reviewers.
This full face mask provides snorkelers with a 180 degree viewing area and that is the largest of any full face snorkel mask on the market today. This is why it enables you to see more sealife than ever before.
It is now possible to see fish swimming at your sides through your peripheral vision.
Another pluspoint is that it allows users to breathe through their nose or mouth while snorkling, while preventing gagging and seawater from getting into the mouth. The mask also wears noticably light and very comfortable according to reviewers.
Special features of the SeaView 180°:
It has an integrated GoPro Mount, a GoPro camera can be easily attached to capture and share your underwater trips.
It has a special fog resistant design so you won't be troubled by constantly fogging up. The design is very innovative and consists.of a separate breathing chamber that creates an airflow away from the main viewing visor. This technique helps prevent fogging, allowing to snorkle longer and enjoy your experience instead of worrying about your equipment.
It has a refined lens shape for matchless visibility underwater and the material is of high quality and very durable.
It has a silicone insert which creates a watertight seal, all you have to do is tilt your head back and any excess water that does get in just as easily drains out the one way chin valve.
Lifehack Finders Nice to Know:
This mask is suitable for both adults and kids and especially for starters in snorkeling. It is available in several trendy colours and comes in different sizes.
(Freediving with it is not recommended though).
This full face mask provides snorkelers with a 180 degree viewing area and that is the largest of any full face snorkel mask on the market today. This is why it enables you to see more sealife than ever before.
It is now possible to see fish swimming at your sides through your peripheral vision.
Another pluspoint is that it allows users to breathe through their nose or mouth while snorkling, while preventing gagging and seawater from getting into the mouth. The mask also wears noticably light and very comfortable according to reviewers.
Special features of the SeaView 180°:It has an integrated GoPro Mount, a GoPro camera can be easily attached to capture and share your underwater trips.
It has a special fog resistant design so you won't be troubled by constantly fogging up. The design is very innovative and consists.of a separate breathing chamber that creates an airflow away from the main viewing visor. This technique helps prevent fogging, allowing to snorkle longer and enjoy your experience instead of worrying about your equipment.
It has a refined lens shape for matchless visibility underwater and the material is of high quality and very durable.
It has a silicone insert which creates a watertight seal, all you have to do is tilt your head back and any excess water that does get in just as easily drains out the one way chin valve.
Lifehack Finders Nice to Know:
This mask is suitable for both adults and kids and especially for starters in snorkeling. It is available in several trendy colours and comes in different sizes.
(Freediving with it is not recommended though).
Saturday, 16 September 2017
The Runner's wishlist top 5
1. Mio
The pioneering company Mio brought out the first wrist-based, heart-rate watch. Their latest device is called PAI, which stands for Personal Activity Intelligence.
Using knowledge of physiology scientists, Mio has developed the PAI introducing runners to a new way of making sense of their heart rate.
PAI gives runners a single health score, the closer to 100, the healthier you are. This number is extracted from massive data, peer-reviewed studies and the science of heart variability.
The Slice, an elegant Mio wristband, showcases the PAI index at a glance.
2. Lumenus
Jeremy Wall is the founder of Lumenus a sports fashion company that makes running vests, shirts, and pants with sportive modern styling and futuristic features like electronics underneath to keep athletes safe in the dark.
Running in this sportswear at night, activates hidden LEDs (The battery life of these LEDs lights is 24 hours). The lights flash left or right signaling the direction of the next turn. The LEDs lights flashes also to warn other traffickers in intersections.
For self-coaching purpose another light shows how close the wearer is to a determined pace during the work out.
It is advisable to carry a phone when running, because the app is familiar with a user’s running route and expected turns based on information from Google Mapping.
3. Sensoria
Sensoria embeds electronic sensors in socks, shirts and other sportwear for up to date information about your health and running. This valuable data can then later be analyzed with the company’s phone app.
The beauty is in the details with Sensoria's advanced technology.
The pressure sensors in the socks tell foot landing technique, form, and ground-contact time: all included as data in the Sensoria app as “foot impact score.” and the Sensoria tshirts reveal kinematic information and accurate heart rate.
Always evolving the company's main focus remains on the details, including a smaller battery and wireless unit.
4. ProSource Sports Medicine Roller
Massage tight muscles loose using the ProSource Sports Medicine Roller. The design of this specific type of foam roller with raised bumps and grooves goes beyond regular, smooth foam rollers.
The result of using it is a deep tissue massage, increased bloodflow and an effective, afforable way to release musclesknots; specifically for tight areas in the body after a work out, such as the upper back, legs, glutes, and calves.
For the most comfortable exercise routine 2 density zones are balanced. Evenly spaced large and small bumps on this foam roller provide multiple contact points: an experience and sensation very similar to a visit from a professional masseuse.
It improves athletic performance as it is an aid in recovery and it reduces muscle and joint soreness.
The Sports Medicine Foam Roller has a firm EVA foam-filled center. The solid and durable interior prevents breaking under heavy weight and long use.
5. SportsView
The t-shirt designer ViewSPORT makes t-shirts that have a sweat activated technology.
After working up a sweat a motivational quote appears, which would not be seen on the otherwise dry fabric.
The best part about a ViewSPORT t-shirt is that you can customize it making this sport item also a very good idea for a personal gift for a sport fanatic or even for "thinking out of the box" sponsoring purposes.
Lifehack Finders Nice to Know:
Imagine running in a marathon in one of these shirts and making it to the end.. starting of with only the word "Runner" printed on the t-shirt and finishing with the text "Marathon Runner".
The pioneering company Mio brought out the first wrist-based, heart-rate watch. Their latest device is called PAI, which stands for Personal Activity Intelligence.
Using knowledge of physiology scientists, Mio has developed the PAI introducing runners to a new way of making sense of their heart rate.
PAI gives runners a single health score, the closer to 100, the healthier you are. This number is extracted from massive data, peer-reviewed studies and the science of heart variability.
The Slice, an elegant Mio wristband, showcases the PAI index at a glance.
2. Lumenus
Jeremy Wall is the founder of Lumenus a sports fashion company that makes running vests, shirts, and pants with sportive modern styling and futuristic features like electronics underneath to keep athletes safe in the dark.
Running in this sportswear at night, activates hidden LEDs (The battery life of these LEDs lights is 24 hours). The lights flash left or right signaling the direction of the next turn. The LEDs lights flashes also to warn other traffickers in intersections.
For self-coaching purpose another light shows how close the wearer is to a determined pace during the work out.
It is advisable to carry a phone when running, because the app is familiar with a user’s running route and expected turns based on information from Google Mapping.
Sensoria embeds electronic sensors in socks, shirts and other sportwear for up to date information about your health and running. This valuable data can then later be analyzed with the company’s phone app.
The beauty is in the details with Sensoria's advanced technology.
The pressure sensors in the socks tell foot landing technique, form, and ground-contact time: all included as data in the Sensoria app as “foot impact score.” and the Sensoria tshirts reveal kinematic information and accurate heart rate.
Always evolving the company's main focus remains on the details, including a smaller battery and wireless unit.
4. ProSource Sports Medicine Roller
Massage tight muscles loose using the ProSource Sports Medicine Roller. The design of this specific type of foam roller with raised bumps and grooves goes beyond regular, smooth foam rollers.
The result of using it is a deep tissue massage, increased bloodflow and an effective, afforable way to release musclesknots; specifically for tight areas in the body after a work out, such as the upper back, legs, glutes, and calves.
For the most comfortable exercise routine 2 density zones are balanced. Evenly spaced large and small bumps on this foam roller provide multiple contact points: an experience and sensation very similar to a visit from a professional masseuse.
It improves athletic performance as it is an aid in recovery and it reduces muscle and joint soreness.
The Sports Medicine Foam Roller has a firm EVA foam-filled center. The solid and durable interior prevents breaking under heavy weight and long use.
5. SportsView
The t-shirt designer ViewSPORT makes t-shirts that have a sweat activated technology.
After working up a sweat a motivational quote appears, which would not be seen on the otherwise dry fabric.
The best part about a ViewSPORT t-shirt is that you can customize it making this sport item also a very good idea for a personal gift for a sport fanatic or even for "thinking out of the box" sponsoring purposes.
Lifehack Finders Nice to Know:
Imagine running in a marathon in one of these shirts and making it to the end.. starting of with only the word "Runner" printed on the t-shirt and finishing with the text "Marathon Runner".
A book a day with Blinkist
Always wanted to educate yourself more but lack the time to sit and read the relevant books all day long? You can now install Blinkist in the Appstore.
Named one of Europe’s Hottest Start-Ups in 2016 by Wired, Blinkist provides you the key insights of 2,000+ nonfiction bestsellers.
These books are available via the app into powerful 15-minute reads or audios. The press has been impressed by this new app and Forbes says:
"Blinkist offers a terrific service – great ideas distilled down to their very essence. For those of us who are deeply curious about new ideas on success, happiness, innovation, progress and more, it’s a great start."
Boost your effectiveness and timemanagement in self-education.
Over 2 million users have allready installed this app to increase their knowledge and gain new perspectives.
You can use Blinkist to:
• Discover new perspectives on the world with bestsellers on science, economics, history & culture
• Explore personal development with the most impactful self-improvement titles
• Sharpen professional skills with the best business books in your own niche.
• Stay on top of the latest ideas and trending matters in various professional fields
The Blinkist app also enables you to switch between audio and text and you can read and listen offline.
Furthermore you can:
• Create your own unique personalized audio playlists to customize your learning experience
• Listen to audio versions to make a daily habit of learning
• With the Autoplay option learn hands-free, on the way, while working out or doing groceries and/or household chores.
The app offers personalized reading recommendations and suggest titles based on your interests and trading history and has a format based on brain-based learning and neuroscientific research.
It is possible to sign up for a free trial period. Content is tailored to your interests and you can start learning right away. After your trial expires, you can choose a membership that suits you. The premium version offers features like the possibility 'send-to-Kindle' and the ability to sync your highlights with Evernote.
Lifehack Finders Nice to Know:
And what if you are still not ready to upgrade after the trial period? Then you can still read one pre-selected book-in-blinks every day, forever!
No salt please: Carbon Nano Tubes waterpurification
Together with Northeastern University researchers Lawrence Livermore scientists, have discovered and developed a new solution for future water scarcity caused by the ever increasing demands for fresh water by the growing global population.
They are called Carbon Nano Tubes or CNT for short. CTN are hollow structures made of carbon atoms in a unique arrangement with pores that can exclude salt from seawater.
Excisting water purification technologies can greatly enhance from the development of membranes with specialized pores which try to copy Nature's own extremely efficient and water selective biological proteins.
"We found that carbon nanotubes with diameters smaller than a nanometer bear a key structural feature that enables enhanced transport. The narrow hydrophobic channel forces water to translocate in a single-file arrangement, a phenomenon similar to that found in the most efficient biological water transporters," said Ramya Tunuguntla, co-author of a manuscript covering this topic in depth.
The big breakthrough achieved by the team was to use smaller-diameter nanotubes than they did before and this delivered the desired results.
"These studies revealed the details of the water transport mechanism and showed that rational manipulation of these parameters can enhance pore efficiency," said Meni Wanunu, a physics professor at Northeastern University and co-author on the study.
"Carbon nanotubes are a unique platform for studying molecular transport and nanofluidics," said Alex Noy, LLNL principal investigator on the Carbon Nano Tubes project and a senior author on the paper.
Lifehack Finders Nice to Know:
The nanotubes are more than 50,000 times thinner than a human hair. Their inner surface being super smooth is what makes for their exceptionally high water permeability, while the miniscule pore size blocks larger salt ions.
The manuscript referred to in this article appears in the Aug. 24 edition of Science.
They are called Carbon Nano Tubes or CNT for short. CTN are hollow structures made of carbon atoms in a unique arrangement with pores that can exclude salt from seawater.
Excisting water purification technologies can greatly enhance from the development of membranes with specialized pores which try to copy Nature's own extremely efficient and water selective biological proteins.
"We found that carbon nanotubes with diameters smaller than a nanometer bear a key structural feature that enables enhanced transport. The narrow hydrophobic channel forces water to translocate in a single-file arrangement, a phenomenon similar to that found in the most efficient biological water transporters," said Ramya Tunuguntla, co-author of a manuscript covering this topic in depth.
The big breakthrough achieved by the team was to use smaller-diameter nanotubes than they did before and this delivered the desired results.
"These studies revealed the details of the water transport mechanism and showed that rational manipulation of these parameters can enhance pore efficiency," said Meni Wanunu, a physics professor at Northeastern University and co-author on the study.
"Carbon nanotubes are a unique platform for studying molecular transport and nanofluidics," said Alex Noy, LLNL principal investigator on the Carbon Nano Tubes project and a senior author on the paper.
Lifehack Finders Nice to Know:
The nanotubes are more than 50,000 times thinner than a human hair. Their inner surface being super smooth is what makes for their exceptionally high water permeability, while the miniscule pore size blocks larger salt ions.
The manuscript referred to in this article appears in the Aug. 24 edition of Science.
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